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First-time buyers
Including low-deposit mortgages and government schemes such as the new Your First Home scheme.
Just say “find me a mortgage”. Answer seven quick questions and we’ll match you with an FCA-regulated, whole-of-market mortgage broker who calls you back.
Finding a mortgage on your own means comparing hundreds of deals from dozens of lenders, each with its own rules on income, deposits and credit history. A mortgage finder takes that work off your hands.
Mortgage Locator doesn’t sell mortgages. Instead, we connect you with experienced mortgage brokers who search the whole market on your behalf. They know which lenders are likely to say yes to someone in your situation, which saves you time and can save you money.
Whether you’re a first-time buyer, moving home, remortgaging or building a buy-to-let portfolio, our mortgage finder points you to the right expert in about a minute.
Three simple steps from “find me a mortgage” to speaking with a broker.
Find me a mortgage →Answer seven quick questions about your plans, income and employment. There’s no credit check.
We pair you with an FCA-regulated, whole-of-market broker suited to your circumstances.
Your broker calls you back to talk through your options and find a mortgage that fits.
Including low-deposit mortgages and government schemes such as the new Your First Home scheme.
Find a mortgage for your next home, and port or replace your current deal.
Fixed rate ending soon? A broker can often secure a new rate months in advance.
Personal and limited company buy-to-let mortgages.
Brokers who understand variable and non-standard income.
Missed payments or defaults don’t always rule you out.
Short leases or high ground rents can limit lenders. A broker knows who will lend.
Buying with a partner, friend or family help.
When you go straight to your bank, you only see that bank’s deals. A whole-of-market broker compares deals across many lenders, including some you can’t get by going direct.
They also handle the paperwork and keep your application moving, which matters when you’re up against a chain or a deadline.
Brokers are especially valuable if your situation isn’t straightforward. Every lender has different criteria, and a broker who knows them can steer you away from applications likely to be declined.
Use our free mortgage finder →Tell us what you need and our mortgage finder will do the rest. Free, fast and with no impact on your credit score.